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Dealer deals an ace and a king to the banker, a seven and a six to the player. Banker has a total of 1—ace being worth 1 and the king being worth 0 points. Player has a total of 3 points—7 + 6 = 13. Subtract 10 for scores over 9. Each side must hit. Banker turns up a 5 and the player receives a 5. Explaining the Concept of Card Counting in Baccarat. Card counting involves tracking the ratio of high-value cards to low-value cards that remain in the shoe during the game. In baccarat, card counting typically revolves around keeping track of the number of high-value cards (10s and face cards) and low-value cards (2s to 9s) that have been dealt. skype for enterprise Baccarat is a game of skill and luck, and the best players know to appreciate both aspects of it. 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